Apple Pay and Apple Cash are down for many iPhone users

Apple Pay and Apple Cash services experienced outages starting around 11 a.m. Eastern, preventing many iPhone users from making payments.
Users reported transaction failures and delays, with Apple Pay and Apple Cash being affected simultaneously.
Apple initially did not acknowledge the issues but later updated its system status page to confirm ongoing problems with Apple Pay, Apple Cash, Apple Card, and Wallet.
The article explains the differences between Apple Pay, Apple Cash, Apple Card, and Wallet to clarify their functions for users.